Terms & Conditions

These Terms & Conditions (“Terms”) govern your use of the website Medicare Benefits 4U at medicarebenefits4u.com (the “Site”), which is owned and operated by Legacy United Benefits Group dba Legacy United Insurance Group (“Company,” “we,” “us,” or “our”), a licensed insurance agency. By accessing the Site or submitting a request, you agree to these Terms. If you do not agree, please do not use the Site.

Nature of the Site and Non-Affiliation

Medicare Benefits 4U is a private insurance marketing website. We are not affiliated with, endorsed by, or connected to the United States Government, Medicare, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration, or any federal or state government agency. The Site provides educational information and connects consumers with licensed insurance agents who can discuss Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D prescription drug plan options.

No Enrollment or Guarantee

Submitting a request through the Site does not enroll you in any Medicare plan and does not guarantee eligibility for any plan or benefit. Enrollment and eligibility are determined by the applicable insurance carrier and by Medicare rules. Plan availability, premiums, benefits, provider networks, formularies, and eligibility vary by county, ZIP Code, and carrier and may change annually.

Consent to Be Contacted

By submitting our form and checking the consent box, you authorize the Company and its licensed agents, representatives, service providers, and authorized vendors to contact you at the telephone number and email address you provide, including by live calls, automated telephone dialing systems, text messages (SMS), email, AI-generated voice, artificial or prerecorded voice, and prerecorded voicemail, even if your number is on a federal or state Do-Not-Call Registry. Consent is not required as a condition of any purchase, and you may revoke it at any time as described in our Privacy Policy. Standard message and data rates may apply.

Binding Arbitration

Any dispute relating to telemarketing communications, including claims arising under the Telephone Consumer Protection Act (47 U.S.C. § 227), applicable FCC regulations, or other applicable telemarketing or Do-Not-Call laws, shall be resolved through binding arbitration on an individual basis, and not as part of any class action, to the fullest extent permitted by applicable law. This Agreement to Arbitrate applies to claims brought against the Company, its customers, and anyone involved in the initiation or generation of telemarketing calls based on information submitted through the Site.

Accuracy of Information

You agree that the information you provide will be true, accurate, and current, and that you will keep it up to date. You are responsible for the information you submit through the Site.

Intellectual Property

All content on the Site, including text, graphics, logos, and design, is owned by or licensed to the Company and is protected by applicable intellectual property laws. You may not reproduce or distribute Site content without our written permission.

Disclaimer of Warranties

The Site is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or our services.

Changes to These Terms

We may revise these Terms at any time. Changes are effective when posted, and your continued use of the Site constitutes acceptance of the revised Terms.

Contact Us

Legacy United Benefits Group dba Legacy United Insurance Group
Email: info@medicarebenefits4u.com
Or use our Contact page.